Relationship Officers – Community Banking

Pride Microfinance is hiring Relationship Officers – Community Banking responsible for recruiting and nurturing new group business deals, growing existing relationships, monitoring and maintaining Pride’s Business portfolio within manageable risk spheres to enhance profitability.

Reports to: Relationship Manager
Location: Uganda (specific branch details to be provided upon selection)

Specific Responsibilities

1. To recruit, nature and sustain new group relationships that have the potential to grow and provide superior returns and contribute towards assets and liabilities growth as per set targets.
2. Active pipeline management with the objective to meet agreed personal growth objectives across all product ranges and clients’ segments.
3. Superior management of the client portfolio to grow and retain existing business, whilst continuously reviewing existing client wallets with an eye to optimizing the Bank’s revenue through selling/promoting appropriate product bundles.
4. Actively undertake the negotiation and structuring of transactions in the prospective and closing stages with the aim of attaining value for the client, while protecting the business interests of the Bank.
5. Work hand-in-hand with other stakeholders on the timely and efficient preparation of high-quality credit proposals, and drive turn-around time well within the Bank’s objectives.
6. Vigilant arrears management in line with the Bank’s policies to spot early attention areas – the objective is to maintain the loan portfolio’s NPA percentage (well) within agreed parameters.
7. Active pipeline management with the objective of meeting agreed personal growth objectives across all product ranges and clients segments.
8. Develop and maintain well documented reports/visits/contracts with all the Bank’s relationships, management, and other units.

Business Behaviors

• Must be able to ride a motorcycle and should possess a valid riding permit.
• Should be fluent in commonly used local languages within the area.
• The ability to communicate clearly both verbally and in written form.
• Ability to build functioning working relationships across organizational, corporate, and cultural boundaries.
• Takes clear accountability and focuses on delivery of broader corporate goals.
• Ability to take decisions and progress towards goals in conditions of uncertainty.
• Ability to demonstrate positive image and role model Pride’s values.
• Must be a person of impeccable integrity.

Minimum Academic Qualifications

• Diploma or Bachelor’s Degree in any business-related discipline including agribusiness Management.
• 2 Principal passes at A’ Level.
• Credit and/or Pass in English and Mathematics at O’ Level.

Desired Competencies/Skills

• Must have critical thinking, analytical, attention to detail and problem-solving skills.
• Good verbal and written communication skills.
• Understanding of the Banking environment.
• Advanced, computer literacy, numerical skills and statistical skills.
• Team player, ability to work under pressure and in position to exercise excellent judgment.

Desired Behaviors

• The ability to communicate clearly both verbally and in written form.
• Ability to build functioning working relationships across organizational, corporate, and cultural boundaries.
• Takes clear accountability and focuses on delivery of broader corporate goals.
• Ability to take decisions and progress towards goals in conditions of uncertainty.
• Ability to demonstrate positive image and role model Bank values.
• Must be a person of impeccable integrity.

For a candidate to qualify for the above positions, he/she should have met expectations/equivalent in the recently concluded performance evaluations.
Interested candidates should forward their applications to the HEAD PEOPLE &
CULTURE, at the address below, email to recruitment@pridemicrofinance.co.ug